critical illness

What Is Critical Illness Insurance? (2026 Guide)

Facing a major health diagnosis is one of life’s most challenging experiences. Beyond the physical and emotional toll, severe medical conditions often bring heavy financial strain. Critical illness insurance provides a dedicated safety net, giving you tax-free cash when you need it most. While basic medical policies cover direct hospital bills, a critical illness plan …

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ambulance hong kong

Guide to Ambulances for Medical Emergencies in Hong Kong

Knowing what to do during a medical emergency can make a stressful situation easier to manage, particularly if you are unfamiliar with Hong Kong’s emergency services. The most important number to remember is 999, which connects you with the police, Fire Services Department, and ambulance services. Hong Kong’s Fire Services Department handled 811,178 ambulance calls …

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critical illness

What Is Critical Illness Insurance? (2026 Guide)

Facing a major health diagnosis is one of life’s most challenging experiences. Beyond the physical and emotional toll, severe medical conditions often bring heavy financial strain. Critical illness insurance provides a dedicated safety net, giving you tax-free cash when you need it most. While basic medical policies cover direct hospital bills, a critical illness plan …

Read more
home insurance

Home Insurance in Hong Kong: What You Need to Know

Hong Kong continues to rank as the world’s most expensive city to buy prime property. In Cobalt Recruitment’s 2026 ranking, prime property in Hong Kong costs around USD 3,730 per square foot, with USD 1 million buying just 268 square feet. With property representing such a significant investment, protecting your home and belongings is important. …

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ambulance hong kong

Guide to Ambulances for Medical Emergencies in Hong Kong

Knowing what to do during a medical emergency can make a stressful situation easier to manage, particularly if you are unfamiliar with Hong Kong’s emergency services. The most important number to remember is 999, which connects you with the police, Fire Services Department, and ambulance services. Hong Kong’s Fire Services Department handled 811,178 ambulance calls …

Read more
challenges of emergency evacuation

The Challenges of Emergency Evacuation and Medical Repatriation

For expats who are working or living in remote locations where medical facilities are either lacking or not up to standard, it may be important to include emergency evacuation and medical repatriation cover in their health insurance. In this Pacific Prime Hong Kong article, we’ll discuss what emergency evacuation and medical repatriation are, the challenges, …

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drug store near me

Online Pharmacies in Hong Kong: What You Need to Know

As online pharmacies become increasingly popular worldwide, expatriates in Hong Kong are also turning to these services for convenience and access to medications. While online pharmacies can save time and effort, they also come with risks, particularly for those unfamiliar with local regulations.  As part of the Where to Buy Medicine in Hong Kong Guide, …

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Group Medical Insurance in Hong Kong: Startups, SMEs & MNCs

Group Medical Insurance in Hong Kong: Startups, SMEs & MNCs

In today’s ever-evolving business landscape in Hong Kong, talent attraction and retention have become one of the top priorities for businesses, no matter startups, SMEs, or MNCs. As such, many employers have chosen to offer group medical insurance to take care of them and keep them in business. The two types of insurance policies for …

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mental wellbeing hong kong

The 5 Key Concerns of the Hong Kong Workforce

The world continues to shift and adapt to the ongoing challenges, influencing the way we live, interact, and work with one another. While this is expected to continue in the coming years, businesses are offered the opportunity to take the necessary actions to better align and unite their workforce.  According to a PwC survey conducted …

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5 steps that can help protect your business income

You are not alone if you are a small business owner struggling to keep your finances in check or worried about a business emergency. Unexpected events can sabotage your efforts – and you would be surprised to know that these events happen more often than you think. That being said, about 25 percent of businesses …

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Health Risk for Children in Hong Kong

Health Risks for Children in Hong Kong

Prosperity and modern lifestyle have brought down many illnesses in Hong Kong through immunizations. However, increased industrialization of our modern life also led to a plethora of health problems for children including child obesity, respiratory problems, and mental health issues. Is your child protected against common health risks in Hong Kong? In this article, we …

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family

How Much Does a Family Health Insurance Plan Cost?

Moving to Hong Kong with your family? You’ll be disappointed to find out that health insurance premiums in this special administrative region (SAR) are notoriously high. With the average cost of international family health insurance premiums at USD $22,067 (HKD $172,744). Despite this, getting health insurance is something you should consider as private healthcare services …

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travel trends

5 major travel trends for 2023 besides revenge travel

Taking revenge isn’t a concept that normally conjures up images of smiling faces or happy sharing among friends. Then again, 2023 is not your average year in Hong Kong – it is the first full year since 2019 when people can take foreign trips like they used to (for the most part), and understandably, revenge …

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drug store near me

Where to Buy Medicine and Prescription Drugs in Hong Kong

Knowing where to buy medicine in Hong Kong can help expats avoid counterfeit or improperly supplied products. The key is to understand the difference between pharmacies, licensed medicine stores, and other retailers, and to know which medicine requires a prescription.  Hong Kong’s Department of Health regulates pharmaceutical products through Pharmacy and Poisons Ordinance. Medicines must …

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Top 5 Best Trail Running Routes in Hong Kong

Known for its bustling urban landscape, Hong Kong also boasts some of Asia’s most spectacular trail-running routes. The top destinations for trail runners include the Hong Kong Trail, Lantau Trail, MacLehose Trail, and Wilson Trail, each offering unique challenges and breathtaking views. Want to give yourself a go at trail running but don’t know where …

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Health Risk for Children in Hong Kong

Health Risks for Children in Hong Kong

Prosperity and modern lifestyle have brought down many illnesses in Hong Kong through immunizations. However, increased industrialization of our modern life also led to a plethora of health problems for children including child obesity, respiratory problems, and mental health issues. Is your child protected against common health risks in Hong Kong? In this article, we …

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employers reviewing flexible benefits for staff

What Are Flexible Benefits?: An Employer’s Guide

What is flexible benefit? With a flexible compensation system, employees can design their own benefit plans with the company’s money. Employees choose what kind of health, wellness, and lifestyle benefits to receive as part of their employment. In this article, you will learn what are flexible benefits, how it works, the difference between traditional and …

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vision care

How Vision Care Benefits Both Employers and Employees

Studies have indicated that vision care can identify conditions such as diabetes, high blood pressure, and high cholesterol, which offers employees a variety of advantages. For employers, vision care can be a powerful incentive to boost employee engagement and retention. Interested in learning more about the benefits of vision care? In this article, we will …

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Group Medical Insurance in Hong Kong: Startups, SMEs & MNCs

Group Medical Insurance in Hong Kong: Startups, SMEs & MNCs

In today’s ever-evolving business landscape in Hong Kong, talent attraction and retention have become one of the top priorities for businesses, no matter startups, SMEs, or MNCs. As such, many employers have chosen to offer group medical insurance to take care of them and keep them in business. The two types of insurance policies for …

Read more