Category Archive For "Insurance"
Healthcare regulation and ethics in Hong Kong
In recent weeks, there have been a number of news stories coming out of China regarding the latest health scandal which has caused a number of worries in the country, and sparked calls yet again for stricter regulation of the medical industry in china. While Hong Kong’s medical industry is separate from China, it has …
Will your insurance premium increase if you claim?
The cost of health care at private facilities in Hong Kong is increasing, and will continue to do so for the foreseeable future, especially if the government continues to suggest that hospitals push non-emergency patients to the private system. If you are considering receiving treatment at a private clinic or hospital in Hong Kong then …
Moving to the USA? What Hong Kongers should know about US health insurance
With the U.S. Consulate in Hong Kong reporting a surge in visa applications from Hong Kong citizens, now is a better time than ever for people in Hong Kong to fully understand health care in the United States of America. Whereas the Department of Health in Hong Kong provides subsidized health care services to every …
Subrogation – Do you know what it is?
When securing a new health insurance plan, or even renewing your existing one, it is important that you read the terms and conditions that come with that plan. The problem with these, however, is that there are often a number of terms included that, while important to how claims will be handled, are normally not …
Why insurers deny claims
In a perfect world, health insurers would allow each and every claim, and would cover care and treatment from any center or any hospital in any country. At first glance, this would be great for all people with health insurance plans, however, this is simply not a reality for the majority of health insurance plans …