Bupa was established in the United Kingdom in 1947. Since then, the company has grown to provide healthcare to more than 14 millions customers in more than 190 countries. Bupa has several branches worldwide including Bupa Asia which was formed in Hong Kong in 1976.
Bupa Asia are renowned for their high quality service, and excellent expertise regarding health insurance in the Asia Pacific region. Elements such as guaranteed lifetime renewal, and direct billing have enabled them to establish the largest global medical network in Hong Kong and the rest of Asia.
A 2009 report from the Hong Kong Office of the Commissioner of Insurance has recognized that Bupa is one of the top 3 medical insurance companies in Hong Kong, and for more than 14 consecutive years has been recommended by the HKSAR government as being the best option for Civil Servant health insurance schemes.
With over 2,400 in-network doctors and hospitals Bupa Hong Kong boasts one of the largest direct settlement systems within the city; giving policyholders the ability to seek treatment without worrying about out-of-pocket payments.
Bupa Health Insurance Plans
Bupa CarePro
Core health insurance plan with the option to add on benefits.
- Worldwide cover
- Hospital stay: 270 days limit
- Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
- Surgical benefits paid per operation
- Treatment for cancer
- Ambulance:Worldwide air and road transportation
- Access to medical card: direct payment of medical bills, no need to pay and claim
- Optional benefits: Outpatient diagnostic tests, prescribed western medications, Chinese medicine, physiotherapy, chiropractic, Supplementary Major Medical Benefit (reimbursement of 80 percent of medical expenses, that exceed limits of inpatient cover).
Bupa Care Kid
Same benefits as Bupa CarePro
Bupa Care HealthNet
Health cover focusing on preventable health care and outpatient treatment with the option to add on benefits.
- Worldwide cover
- Free annual health screening body and dental check each year including mammogram, ultra sound and bone density test.
- Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
- Surgical benefits paid per operation
- Outpatient: Doctor consultation fees, specialists, diagnostic tests, prescribed western medications.
- Treatment and diagnostic tests for specialists, doctors, physiotherapy and chiropractor service providers.
- Treatment for cancer
- Ambulance:Worldwide air and road transportation
- Access to medical card: direct payment of medical bills, no need to pay and claim
- Optional benefits: A daily cash sum (up to HK1,000) for 182 days per year.
Bupa Crystal
Health cover focusing on preventable health care and outpatient treatment with the option to add on benefits, plus coverage for children.
- Worldwide cover
- Free annual health screening body check each year such as mammogram, ultra sound and bone density test.
- Coverage eligible for children
- Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
- Outpatient: Doctor consultation fees
- Treatment for cancer
- Physiotherapy and chiropractic treatment
- Ambulance:Worldwide air and road transportation
- Access to medical card (HK Sanitorium, Canossa, St. Teresa's and Union Hospitals): direct payment of medical bills, no need to pay and claim.
- Optional benefits: Outpatient diagnostic tests, prescribed western medications, Chinese medicine, medical card (access to all Bupa listed facilities).
Bupa Gold
Maternity cover and access to a higher level of benefits.
- Worldwide cover
- Obstetrician fees, prenatal care, post natal care.
- Coverage eligible for children
- Access to any private hospital
- Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
- Surgical benefits paid per operation: Limits are calculated 'per operation', rather that 'per hospital confinement' or 'per disability'.
- Outpatient: Doctor consultation fees, day surgery
- Treatment for cancer
- Physiotherapy and chiropractic treatment
- Access to medical card in all Hong Kong local hospitals: direct payment of medical bills, no need to pay and claim
- Ambulance:Worldwide air and road transportation
- Optional benefits: Outpatient diagnostic tests, prescribed western medications, Chinese medicine, medical card (access to all Bupa listed facilities).
Bupa Wise Choice
Specially designed for those on an employee health insurance plan and want to add on additional benefits. Can also be used as a stand alone health insurance plan for emergency inpatient coverage only.
- Worldwide cover
- Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
- Coverage eligible for children
- Unlimited hours of hospital stay
Bupa Civil Servants
Health plan for Hong Kong civil servants. Core health insurance plan with the option to add on benefits.
- Worldwide cover
- Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care. Option to increase hospital limits.
- Coverage eligible for children
- Treatment for cancer
- Ambulance:Worldwide air and road transportation
- Access to medical card: direct payment of medical bills, no need to pay and claim
- Optional benefits:
- Hospital and surgery benefit (80 or 100 percent reimbursement), hospital top up, clinical benefit (doctor consultation and diagnostic tests).
Bupa Critical Essential Care
Critical Essential focuses on significant and critical illnesses that require inpatient treatment and other diagnostic costs.
- Covers an extensive range of 58 critical illnesses
For more information about Bupa Hong Kong plans contact one of our dedicated advisors today.
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