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Dental Insurance in Hong Kong

Learn about the different types of Dental coverage in a health insurance plan

Dental Health Insurance

In most countries, the cost of dental treatment is extremely high, and without the right dental cover, it's possible that one can find themselves in a serious financial situation. The coverage offered by most employers is generally at a very low level and not enough to fully cover most complicated procedures.

Insurance companies normally offer two levels of dental cover: Routine Dental Treatment and Major Dental Treatment. 

Routine Dental Treatment

Dental cover under this option includes:

  • Consultations& Examinations
  • Tooth Cleaning
  • X-rays
  • Local anesthesia
  • Simple Fillings
  • Root Canal Treatment
  • Emergency Treatment
  • Occlusion bar

Major Dental Treatment

Almost all major dental problems are covered under this option, including but not limited to, the following treatments:

  • Tooth Adjustment
  • Periondontitis Treatment
  • Gingivitis Treatment
  • Bridgework and Repairs
  • Temporary Crowns, Porcelain Crowns and Gold Jackets
  • Membrane Treatment
  • Root Scaling

Waiting Period

Insurance Companies normally have a waiting period before they will accept any claims for treatments. This period can vary between individual health insurance foreign companies and it is important to check the specific conditions when considering dental coverage.

Find your ideal insurance covers dental

Looking for the best dental insurance in Hong Kong? Feel free to contact one of our advisors to know more about Dental coverage, and we'll be happy to answer any questions you may have. 

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