Individual health insurance plans generally have the advantage of greater flexibility and a lot of options for different kinds of coverage. However, this also means that there's a lot of choices to make. Pacific Prime can help make this process simple and find the individual health insurance plan that fits your specific needs.Read More
Optional Coverage Benefits
Extra optional coverage benefits can be added on to individual healthcare insurance policies here in Hong Kong:
- Inpatient Insurance coverage
- Outpatient Insurance coverage
- Vaccinations and Preventative Medicine
- Alternative Therapies and Complimentary Medicine
- Maternity Insurance Coverage
- New Born Child Coverage
- Dental Insurance Coverage
- Pre-existing Condition Coverage
- Chronic Condition Coverage
- Emergency Evacuation
Several of the insurers we work with have direct billing arrangements, where the bill is directly sent from your doctor to the insurer and you don't have to do a seperate claim. Check with us to see if your plan has direct billing options. They can be quite the time-saver!
All available health insurance plans from Pacific Prime Hong Hong can be readily tailored to include specific areas of insurance. Our scope ranges from chronic conditions to short term travel or maternity cover.
Individual health insurance premiums are not dependant on nationality or occupation but are instead based on your country of residence and your age. Living in Hong Kong will be taken into account when we calculate your desired benefits.
Many of our individual health insurance plans are guaranteed renewable, meaning that the insurer will cover the policyholder's medical costs for their entire life if they choose to renew the plan.
If you want to know more about the benefits of an individual health insurance plan, feel free to contact one of our advisors and we'll be happy to answer any questions you may have.