{"id":90,"date":"2015-09-08T15:23:57","date_gmt":"2015-09-08T07:23:57","guid":{"rendered":"http:\/\/www.pacificprime.hk\/blog\/?p=90"},"modified":"2018-02-26T15:33:10","modified_gmt":"2018-02-26T07:33:10","slug":"workplace-health-insurance-is-it-enough","status":"publish","type":"post","link":"https:\/\/www.pacificprime.hk\/blog\/workplace-health-insurance-is-it-enough\/","title":{"rendered":"Workplace Health Insurance: Is It Enough?"},"content":{"rendered":"

Ask a Hong Kong employee if she\u2019s happy with her employer-sponsored health insurance policy<\/a> and the likely answer is \u2013 yes. That\u2019s because on the whole, workplace health insurance policies<\/a> in Hong Kong are a good supplement to the public system. With employer-sponsored insurance, a resident can attend private clinics or hospitals and enjoy shorter waiting times, the ability to see a favorite physician every time, more privacy, more choice in appointment time and what some consider a more comfortable atmosphere.<\/p>\n

There are many benefits to holding workplace insurance. However, don\u2019t fall prey to the myth that workplace health coverage is as good as it gets. Because they are group policies, employer-sponsored insurance plans can be fairly basic in terms of coverage and maximum limits \u2013 and if you surpass the limits, you\u2019ll pay for medical care out of pocket.<\/p>\n