{"id":448,"date":"2023-04-10T15:00:06","date_gmt":"2023-04-10T07:00:06","guid":{"rendered":"http:\/\/www.pacificprime.hk\/blog\/?p=448"},"modified":"2023-04-10T16:18:39","modified_gmt":"2023-04-10T08:18:39","slug":"chronic-conditions-care-hong-kong","status":"publish","type":"post","link":"https:\/\/www.pacificprime.hk\/blog\/chronic-conditions-care-hong-kong\/","title":{"rendered":"Chronic Conditions and Care in Hong Kong"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Did you know that, according to the <\/span><a href=\"https:\/\/www.who.int\/news-room\/fact-sheets\/detail\/noncommunicable-diseases#:~:text=Noncommunicable%20diseases%20(NCDs)%2C%20also,physiological%2C%20environmental%20and%20behavioural%20factors.\"><span style=\"font-weight: 400;\">World Health Organization<\/span><\/a><span style=\"font-weight: 400;\"> (WHO), the leading cause of death worldwide is chronic conditions, with an estimated 41 million deaths a year being attributed to the diseases that make up this large umbrella term?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this <\/span><a href=\"https:\/\/www.pacificprime.hk\/\">Pacific Prime Hong Kong<\/a><span style=\"font-weight: 400;\"> article, we\u2019ll take a look at an interesting habit among locals in how they receive medical care for chronic conditions that will have a lasting impact on the quality of care delivered in the city, and ultimately the health insurance premiums we pay.<\/span><\/p>\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.hk\/compare-quotes\/step-one\/?campSource=PPHK-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=single\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1644\" src=\"https:\/\/i0.wp.com\/www.pacificprime.hk\/blog\/wp-content\/uploads\/2022\/12\/WP-Banner-revamp-final-20221207_1.-Single-final.jpg?resize=700%2C303&#038;ssl=1\" alt=\"Individual Health Insurance Plans\" width=\"700\" height=\"303\" data-recalc-dims=\"1\" \/><\/a><\/p><\/div>\n\n<h2>What are Chronic Conditions?<\/h2>\n<p><span style=\"font-weight: 400;\">Chronic conditions are a general term used by the medical community to refer to any condition that requires ongoing or long-term care to manage, or that develops over time. These conditions come in a variety of different types with the most common including physical impairments, syndromes, disabilities, and diseases.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In most cases, the term chronic is applied to any condition that persists for three months or longer and requires regular or semi-regular care.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is important to note that while the vast majority of chronic conditions are considered non-communicable (not able to transmit from one human to another), there are some chronic diseases like HIV, AIDS, and Hepatitis that can be transmitted from one person to another.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While a myriad of conditions can be labeled as chronic, medical experts and organizations like the WHO and Centers for Disease Control and Prevention (CDC) list five major types of chronic conditions:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cardiovascular diseases like hypertension and heart disease that lead to heart attack and stroke<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cancer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chronic respiratory diseases like asthma and COPD (Chronic Obstructive Pulmonary Disease)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Diabetes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Other diseases, including everything from vision impairment and mental disorders to arthritis and more<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Interestingly, only in the past ten years or so, the CDC has started to refer to obesity as a chronic condition rather than a factor attributed to the cause of the above conditions. This is a somewhat profound shift for the US, and how the American healthcare system views\/treats obesity, though many countries in Asia have not taken this view as of yet.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to a <\/span><a href=\"https:\/\/www.reportlinker.com\/p06319487\/Chronic-Disease-Management-Global-Market-Report.html?utm_source=GNW\"><span style=\"font-weight: 400;\">report<\/span><\/a><span style=\"font-weight: 400;\">, the global chronic disease market rose from USD $6.89 billion in 2022, to over USD $8 billion in 2023. It will continue to rise, and is expected to spike to USD $17.68 billion in 2027.\u00a0<\/span><\/p>\n<h2>Chronic Conditions in Hong Kong<\/h2>\n<p><span style=\"font-weight: 400;\">Chronic diseases like cancer, heart disease, stroke, kidney diseases, dementia, blood infections, chronic lower respiratory diseases, and diabetes continue to be major health issues in Hong Kong. The ten leading causes of death in 2021 are highlighted in the Hong Kong Department of Health\u2019s <\/span><a href=\"https:\/\/www.dh.gov.hk\/english\/statistics\/statistics_hs\/files\/2022.pdf\"><span style=\"font-weight: 400;\">Health Facts 2022<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hong Kong is experiencing serious problems with an aging population, and a rise in the <\/span><a href=\"https:\/\/www.primaryhealthcare.gov.hk\/en\/supplementary-documents\/challenges\/\"><span style=\"font-weight: 400;\">number of chronic diseases<\/span><\/a><span style=\"font-weight: 400;\">. In 2020, chronic diseases such as hypertension, heart disease, diabetes mellitus, and chronic respiratory issues accounted for approximately 55% of all deaths in Hong Kong.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Chronic conditions are a serious health problem that impact quality of life. What\u2019s more, they affect economic productivity as the health conditions of poor management patients gradually decline, as well as place more burden on the public healthcare system due to higher care and expense.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hong Kong has one of the world&#8217;s fastest aging populations, and the rate of aging will accelerate in the coming years. From 2021 to 2030, the average annual increase rate of the population aged 65 and up will be 4.0%.<\/span><\/p>\n<h2>How Do People Receive Care for Chronic Conditions in Hong Kong?<\/h2>\n<p><span style=\"font-weight: 400;\">In many countries, it is common for most people to visit the same doctor whenever they get sick. Most of the time, this doctor is a local General Practitioner (GP) many refer to as a \u201cfamily doctor\u201d who over time builds up a considerable understanding of their patient\u2019s conditions and who is responsible for the bulk of primary care people receive.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to <\/span><a href=\"https:\/\/www.thestandard.com.hk\/breaking-news\/section\/4\/198364\/Govt-to-strengthen-medical-treatment-on-chronic-disease-as-over-3-million-patients-to-be-seen-in-decade\"><span style=\"font-weight: 400;\">The Standard Hong Kong<\/span><\/a><span style=\"font-weight: 400;\">, the government will strengthen the healthcare service for chronic diseases by introducing the Primary Healthcare Blueprint. They will also create the Primary Healthcare Authority to supervise and manage community healthcare services.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, a three-year Chronic Disease Co-Care Pilot Scheme with the idea of a &#8220;family doctor for all&#8221; will be introduced in 2024 to create a district-based, family-centered community primary health service.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">People with chronic diseases can access a variety of community support services and treatment programs from Hong Kong\u2019s <\/span><a href=\"https:\/\/www.swd.gov.hk\/en\/index\/site_pubsvc\/page_rehab\/sub_listofserv\/id_supportcom\/\"><span style=\"font-weight: 400;\">Social Welfare Department<\/span><\/a><span style=\"font-weight: 400;\">. There are also self-help groups where people with related health issues can connect and support one another.<\/span><\/p>\n<h2>The Future Impact of These Diseases on the City<\/h2>\n<p><span style=\"font-weight: 400;\">As mentioned above, the prevalence of chronic diseases in Hong Kong is predicted to increase in the future. Combine this with the way many people seek care for these conditions in the city and the aging population, and you can bet there will be an impact on the healthcare industry.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When it comes to <\/span><a href=\"https:\/\/www.pacificprime.hk\/blog\/healthcare-system-hong-kong-overview\/\">medical care<\/a><span style=\"font-weight: 400;\">, there will be an even higher demand for specialist care, especially if care-seeking habits remain unchanged. This means longer wait times for appointments, and higher costs for care &#8211; especially in the private system, which is known for being very expensive.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The run-on from this is that as you have more people visiting specialists, you can expect to see an equal increase in the number of people being thereafter referred to a hospital for treatment. This puts an increased burden on an already overstressed system.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As of January 2022, the <\/span><a href=\"https:\/\/www.ha.org.hk\/haho\/ho\/sopc\/dw_wait_ls_eng.pdf\"><span style=\"font-weight: 400;\">wait time for stable new cases at specialist outpatient clinics<\/span><\/a><span style=\"font-weight: 400;\"> ranges from 28 to 146 weeks. With more people being referred to hospitals overall, wait times will increase even further, especially during busy times. Invariably, this will result in an increase in the cost of care.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">An increase in hospital visits (both in the public and private system) will also inevitably mean an increase in the number of claims submitted to insurers. Historically, when this happens, insurers will do one of two things:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Eliminate or reduce coverage limits for certain conditions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Increase premiums to cover the increase in claims.\u00a0<\/span><\/li>\n<\/ul>\n<p><i><span style=\"font-weight: 400;\">Curious about the cost of health insurance in Hong Kong? Download our free <\/span><\/i><a href=\"https:\/\/www.pacificprime.com\/cost-of-health-insurance-2021\/\"><i>Cost of Health Insurance 2021-2022 Report<\/i><\/a><b><i>!<\/i><\/b><\/p>\n<p><span style=\"font-weight: 400;\">The previously mentioned SCMP article also reported that patients who had a regular doctor were less likely to be referred to a hospital for care. It would, therefore, be worth considering looking for a primary care provider.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Regardless of whether you go to the public or private system, it would also be a good idea to consider securing a robust health insurance plan that can cover any care. Beyond that, securing a plan now can also ensure that you are covered should any chronic conditions develop in the future.<\/span><\/p>\n<h2>Protect your future with international health insurance<\/h2>\n<p><span style=\"font-weight: 400;\">Since chronic conditions require long-term care, medical expenses can certainly add up. That is why securing an <\/span><a href=\"https:\/\/www.pacificprime.hk\/insurance-plans\/international-insurance\/\">international health insurance<\/a><span style=\"font-weight: 400;\"> plan is the best decision you can make for yourself and your family. Unfortunately, <\/span><a href=\"https:\/\/www.pacificprime.hk\/blog\/chronic-diseases-medical-insurance-hong-kong\/\">not all medical insurance covers chronic conditions and diseases<\/a><span style=\"font-weight: 400;\">. In fact, you might be dismayed to find that they are one of the<\/span> <a href=\"https:\/\/www.pacificprime.com\/resources\/most-common-health-insurance-exclusions\/\">most common insurance exclusions<\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fret not, with over 20 years of experience in the insurance brokers industry, Pacific Prime Hong Kong is more than happy to help. <\/span><a href=\"https:\/\/www.pacificprime.hk\/compare-quotes\/\">Get a free quote now<\/a><span style=\"font-weight: 400;\"> with our online quotation tool!\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Alternatively, <\/span><a href=\"https:\/\/www.pacificprime.hk\/pp-contact-us\/\">chat with our team<\/a><span style=\"font-weight: 400;\"> of expert insurance advisors today to get the right coverage for your needs and budget. <\/span><\/p>\n<div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.hk\/compare-quotes\/step-one\/?campSource=PPHK-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=Blog_Banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1279\" src=\"https:\/\/i0.wp.com\/www.pacificprime.hk\/blog\/wp-content\/uploads\/2019\/06\/HK-BANNER-Couple.jpg?resize=700%2C303&#038;ssl=1\" alt=\"Get a quote banner\" width=\"700\" height=\"303\" data-recalc-dims=\"1\" \/><\/a><\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Did you know that, according to the World Health Organization (WHO), the leading cause of death worldwide is chronic conditions, with an estimated 41 million deaths a year being attributed to the diseases that make up this large umbrella term?\u00a0 In this Pacific Prime Hong Kong article, we\u2019ll take a look at an interesting habit &#8230;<\/p>\n","protected":false},"author":38,"featured_media":3669,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Chronic conditions and care in Hong Kong","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2},"_links_to":"","_links_to_target":""},"categories":[3],"tags":[792,252,255,254,253,791],"class_list":["post-448","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","tag-ban_sin","tag-chronic-conditions","tag-chronic-conditions-and-insurance","tag-chronic-conditions-in-hong-kong","tag-chronic-disease","tag-cta_gen"],"jetpack_publicize_connections":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - 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