{"id":383,"date":"2016-06-01T14:51:29","date_gmt":"2016-06-01T06:51:29","guid":{"rendered":"http:\/\/www.pacificprime.hk\/blog\/?p=383"},"modified":"2018-02-26T11:23:58","modified_gmt":"2018-02-26T03:23:58","slug":"staph-outbreak-maternity-insurance","status":"publish","type":"post","link":"https:\/\/www.pacificprime.hk\/blog\/staph-outbreak-maternity-insurance\/","title":{"rendered":"Staph and your baby in Hong Kong: Is maternity insurance enough?"},"content":{"rendered":"

Recently mothers-to-be in Hong Kong have raised the question about the possibility of new babies born locally contracting staph infections.\u00a0<\/span>While there is certainly a concern among the pregnant women of Hong Kong and their partners about the safety of their newborn children, this has also raised questions from Pacific Prime\u2019s maternity insurance policy holders. If your baby is sent home\u00a0with an undetected illness, will a maternity insurance plan cover treatment, or does the plan end once a newborn leaves the hospital? Would a post-natal health insurance plan cover this type of disease, or would it be considered a pre-existing condition? Let\u2019s delve into the topic of insurance for your new baby<\/a> with regards to the recent Staph outbreaks in Hong Kong.<\/span><\/p>\n

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Maternity insurance<\/b><\/h2>\n

To address the latter question posed above, our insurance experts have stated unequivocally that should a newborn develop an infection while in the maternity ward following birth, maternity insurance plans<\/a> will provide coverage for treatment of the infection even after the infant has been discharged from the hospital as long as the mandated waiting period that is customary with all maternity insurance policies has been met. This means that illnesses obtained while in the hospital will be covered even after baby has been discharged from the facility.<\/span><\/p>\n