{"id":2157,"date":"2019-08-13T18:05:54","date_gmt":"2019-08-13T10:05:54","guid":{"rendered":"https:\/\/www.pacificprime.hk\/blog\/?p=2157"},"modified":"2019-08-13T18:05:54","modified_gmt":"2019-08-13T10:05:54","slug":"emergency-medical-evacuation","status":"publish","type":"post","link":"https:\/\/www.pacificprime.hk\/blog\/emergency-medical-evacuation\/","title":{"rendered":"What is an emergency medical evacuation cover?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Imagine being caught in a medical emergency while in another country &#8211; be it a snake bite, broken leg high up in the mountains or infectious disease in the tropics. In such situations, medical transportation to the nearest medical facility that can handle your case can cost you thousands of dollars. However, with the emergency medical evacuation coverage in your insurance plan, you can have peace of mind that your medical situation won\u2019t become a huge financial burden afterwards. Here, <\/span><a href=\"http:\/\/www.pacificprime.hk\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Pacific Prime Hong Kong<\/span><\/a><span style=\"font-weight: 400;\"> discusses a few reasons to include this cover in your insurance plan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.hk\/compare-quotes\/step-one\/?campSource=PPHK-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=single\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1644\" src=\"https:\/\/i0.wp.com\/www.pacificprime.hk\/blog\/wp-content\/uploads\/2022\/12\/WP-Banner-revamp-final-20221207_1.-Single-final.jpg?resize=700%2C303&#038;ssl=1\" alt=\"Individual Health Insurance Plans\" width=\"700\" height=\"303\" data-recalc-dims=\"1\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What is emergency medical evacuation?\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Accidents can happen, and sometimes they require medical care and assistance in getting home or to the hospital. Emergency medical evacuation cover is an insurance rider &#8211; an additional coverage added to your <\/span><a href=\"https:\/\/www.pacificprime.hk\/health-insurance-plans\/short-term-health-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">travel insurance<\/span><\/a><span style=\"font-weight: 400;\"> or international <\/span><a href=\"https:\/\/www.pacificprime.hk\/health-insurance-plans\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">medical health insurance plan<\/span><\/a><span style=\"font-weight: 400;\"> &#8211; that can safeguard you in case something happens. It covers the cost of emergency medical evacuation in the forms of, for example:\u00a0<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Air ambulance<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Sea level aircraft<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Helicopter\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Ground ambulance<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Flight changes, upgrades or more space\u00a0<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Emergency medical evacuation benefits\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">This type of insurance can include a vast set of benefits, depending on the policy, and can include coverage for:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li><b>Emergency medical evacuation<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> &#8211; Covers expenses of medical evacuation of the insured to the nearest facility that can tend to the injury, and\/or illness, or to the insured\u2019s home country for further treatment. Medical evacuation must be recommended by a licensed physician who certifies that the severity of the injury or sickness requires emergency medical evacuation.<\/span><\/span><\/li>\n<li><b>Repatriation of mortal remains<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> &#8211; Covers all reasonable expenses incurred for preparation and return of the remains to the insured person\u2019s home country up to the maximum stated in the schedule of benefits.<\/span><\/span><\/li>\n<li><b>Political evacuation<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> &#8211; If due to political or military events in your place of stay, a formal recommendation is issued from the appropriate authorities for the insured to leave the country, the emergency medical evacuation will cover all reasonable expenses incurred for transportation to the nearest place of safety or for repatriation to the insured&#8217;s home country or country of residence.<\/span><\/span><\/li>\n<li><b>Natural disaster<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> &#8211; The plan will cover expenses incurred by the insured due to replacement accommodation in the event the insured is dislocated from planned and paid accommodation due to evacuation from a forecasted natural disaster or following a natural disaster.<\/span><\/span><\/li>\n<li><b>Emergency reunion<\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> &#8211; Some plans will also cover the cost of bringing a family member to the medical facility where the treatment is taking place, and providing transportation for your dependent children to your home or other location.<\/span><\/span><\/li>\n<li><b>Emergency Travel Assistance Services<\/b><span style=\"font-weight: 400;\"> &#8211; This benefit includes a 24\/7 line of contact with personnel that can help arrange emergency medical evacuation, locate nearest facilities and provides support in multiple languages.\u00a0<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">3 points to know about emergency medical evacuation coverage\u00a0<\/span><\/h2>\n<ul>\n<li><b>It\u2019s not automatically included in the international health insurance plans<br \/>\n<span style=\"font-weight: 400;\">If you\u2019re a frequent traveler and are already using a <\/span><a href=\"https:\/\/www.pacificprime.hk\/health-insurance-plans\/global-health-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">global health insurance plan<\/span><\/a><span style=\"font-weight: 400;\">, you might be surprised that the emergency medical evacuation is not the same as emergency or hospitalization insurance. In fact, these benefits are crucial to continuing your medical care after being transported to the hospital of your choice (that\u2019s one of the best benefits of private expat health insurance), but we recommend that you check whether the medical evacuation is included in your table of benefits and if it\u2019s not, to include it.<br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/b><\/li>\n<li><strong>Medical evacuation benefit included in standard travel insurance plans can be not sufficient<\/strong> <span style=\"font-weight: 400;\"><br \/>\n<\/span><a href=\"https:\/\/www.pacificprime.hk\/health-insurance-plans\/short-term-health-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Travel insurance<\/span><\/a><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> usually protects travelers from loss due to trip cancelations, lost baggage, medical expenses and also some medical evacuation expenses. The medical evacuation benefit included in travel insurance policies, however,\u00a0 usually only pays for transport to the nearest appropriate medical facility &#8211; meaning that your travel insurance company decides where you go for treatment.<\/span><\/span><\/li>\n<li><b><b>Medical evacuation is expensive<br \/>\n<\/b><\/b>When a patient needs medical evacuation, he or she contacts a specialized company that offers such services, or their insurance provider to arrange for emergency transportation. According to <a href=\"https:\/\/www.axaglobalhealthcare.com\/en\/wellbeing\/global-access\/unexpected-health-costs-abroad-infographic\/\" target=\"_blank\" rel=\"noopener noreferrer\">data<\/a> from one of our insurance partners, <a href=\"https:\/\/www.pacificprime.hk\/insurers\/axa-ppp\/\" target=\"_blank\" rel=\"noopener noreferrer\">AXA insurance<\/a>, medical emergency evacuation from Nice to Paris cost the company 15,342 USD, and another example from China to Singapore cost a whopping 107,041 USD. Therefore, ensuring that you have the right coverage in place, with high enough policy limits is crucial to safeguarding not only your health but also your wallet.<\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">How to buy medical evacuation insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Usually, emergency medical evacuation is a part of either a travel insurance plan or<\/span> <a href=\"https:\/\/www.pacificprime.hk\/health-insurance-plans\/global-health-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">global health insurance<\/span><\/a><span style=\"font-weight: 400;\"> plans. Most of the <\/span><a href=\"https:\/\/www.pacificprime.hk\/insurers\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">major health insurance companies<\/span><\/a><span style=\"font-weight: 400;\"> such as Aetna health insurance, Allianz health insurance, Axa health insurance, Bupa health insurance, and Cigna Hong Kong offer these benefits in their plans.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The best advice we can give is to <\/span><a href=\"https:\/\/www.pacificprime.hk\/compare-quotes\/step-one\/\" target=\"_blank\" rel=\"noopener noreferrer\"><b>compare health insurance in Hong Kong<\/b><\/a><b>, <\/b><span style=\"font-weight: 400;\">preferably with the help of experienced insurance consultants, such as those working at <\/span><a href=\"https:\/\/www.pacificprime.hk\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Pacific Prime Hong Kong<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><b><\/b><\/p>\n<p><a href=\"https:\/\/www.pacificprime.hk\/contact-us\/\" target=\"_blank\" rel=\"noopener noreferrer\"><b>Contact us<\/b><\/a><span style=\"font-weight: 400;\"> to receive health insurance quotations and professional plan comparison based on your needs and budget, that include emergency evacuation coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.hk\/compare-quotes\/step-one\/?campSource=PPHK-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=Blog_Banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1279\" src=\"https:\/\/i0.wp.com\/www.pacificprime.hk\/blog\/wp-content\/uploads\/2019\/06\/HK-BANNER-Couple.jpg?resize=700%2C303&#038;ssl=1\" alt=\"Get a quote banner\" width=\"700\" height=\"303\" data-recalc-dims=\"1\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Imagine being caught in a medical emergency while in another country &#8211; be it a snake bite, broken leg high up in the mountains or infectious disease in the tropics. In such situations, medical transportation to the nearest medical facility that can handle your case can cost you thousands of dollars. However, with the emergency &#8230;<\/p>\n","protected":false},"author":14,"featured_media":2159,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Accidents can happen, and sometimes they require medical care and assistance in getting home or to the hospital. 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