{"id":1770,"date":"2018-09-17T17:15:44","date_gmt":"2018-09-17T09:15:44","guid":{"rendered":"https:\/\/www.pacificprime.hk\/blog\/?p=1770"},"modified":"2018-09-17T17:15:44","modified_gmt":"2018-09-17T09:15:44","slug":"cost-of-private-health-insurance-in-hong-kong-2018","status":"publish","type":"post","link":"https:\/\/www.pacificprime.hk\/blog\/cost-of-private-health-insurance-in-hong-kong-2018\/","title":{"rendered":"The cost of private health insurance in Hong Kong in 2018"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Are you wondering what is the <\/span><span style=\"font-weight: 400;\">cost of private health insurance in Hong Kong<\/span><span style=\"font-weight: 400;\"> in 2018? You are in the right place to find out! <\/span><strong><a href=\"https:\/\/www.pacificprime.hk\/\" target=\"_blank\" rel=\"noopener\">Pacific Prime Hong Kong<\/a><\/strong><span style=\"font-weight: 400;\"> is pleased to announce the release of the <\/span><a href=\"https:\/\/www.pacificprime.com\/cohi-2018\/download\/\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400;\">Cost of International Health Insurance Report &#8211; 2018<\/span><\/i><\/a><b><i>. <\/i><\/b><span style=\"font-weight: 400;\">\u00a0Our latest report looks at the average cost of private international health insurance in 100 countries worldwide, including Hong Kong. In this article, we provide an overview of the main findings from the 4th edition of our report.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">About the <\/span><i><span style=\"font-weight: 400;\">Cost International Health Insurance 2018<\/span><\/i><span style=\"font-weight: 400;\"> Report <\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Learn about the <\/span><span style=\"font-weight: 400;\">cost of private health insurance in Hong Kong<\/span><span style=\"font-weight: 400;\">, and worldwide in Pacific Prime\u2019s <\/span><i><span style=\"font-weight: 400;\">Cost of International Health Insurance Report 2018.<\/span><\/i> <span style=\"font-weight: 400;\">This year\u2019s report focuses on the average cost of health insurance for individual and family plans. Presented in easy-to-read tables, you can find rankings of: <\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">The top 20 most and bottom 5 least expensive countries for international health insurance <\/span><b>overall<\/b><\/li>\n<li><span style=\"font-weight: 400;\">The top 20 most and bottom 5 least expensive countries for international health insurance for <\/span><b>individuals <\/b><\/li>\n<li><span style=\"font-weight: 400;\">The top 20 most and bottom 5 least expensive countries for international health insurance for <\/span><b>families<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">All these rankings are based on data from 7 insurers (except for countries where we included data from onshore insurers, namely China, Singapore, and Dubai), 100 countries, and three plan levels (inpatient; inpatient + outpatient; inpatient + outpatient + maternity). <\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this year\u2019s report, we have additionally included a new type of analysis, namely the CAGR or Compound Annual Growth Rate of average premiums from 2015 to 2018.<\/span><\/p>\n<div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.hk\/compare-quotes\/step-one\/?campSource=PPHK-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=family\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1282 alignleft\" src=\"https:\/\/i0.wp.com\/www.pacificprime.hk\/blog\/wp-content\/uploads\/2022\/12\/WP-Banner-revamp-final-20221207_3.-Family-final.jpg?resize=700%2C303&#038;ssl=1\" alt=\"Family health insurance banner\" width=\"700\" height=\"303\" data-recalc-dims=\"1\" \/><\/a><\/p><\/div>\n\n<h3><span style=\"font-weight: 400;\">Key findings from the 2018 edition of our COHI report<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As with previous editions of our report, this study also lists the key findings, and observed trends from our analysis on the cost of international private medical insurance. This year, our main findings include: <\/span><\/p>\n<ol>\n<li><b>Three countries in the top 20 most expensive have seen increased rankings:<br \/>\n<span style=\"font-weight: 400;\">Dubai has jumped from 9th most expensive in 2017 to 4th in 2018.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Canada has jumped from 6th most expensive in 2017 to 3rd in 2018.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Indonesia has jumped from 19th most expensive in 2017 to 6th in 2018.<\/span><\/b><\/li>\n<li><b>The gap between premiums in the US and everywhere else has increased:<br \/>\n<span style=\"font-weight: 400;\">The most expensive plans are sold in the US. On average, international plans in the US are 44.1% more expensive than plans sold in Hong Kong &#8211; the second most expensive country in the world for health insurance.<\/span><\/b><\/li>\n<li><strong>The Americas has emerged as a dominant region in the top 20 most expensive locations:<\/strong><br \/>\n<span style=\"font-weight: 400;\">14 countries from the Americas have been ranked in the top 20 most expensive locations.<\/span><\/li>\n<li><strong>Onshore premiums are not drastically different from their global counterparts:<\/strong><br \/>\n<span style=\"font-weight: 400;\">In China, Singapore, and Dubai, we have found little to no difference between onshore and offshore plan premiums.<\/span><\/li>\n<li><strong>Some countries have seen premiums decrease:<\/strong><br \/>\n<span style=\"font-weight: 400;\">24 countries in our report have seen a decrease in premiums, including the UK, Japan, and China.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The comprehensive description and reasons behind this year\u2019s findings are included in the<\/span> <i><span style=\"font-weight: 400;\">Cost of International Health Insurance 2018 Report&#8217;s<\/span><\/i><span style=\"font-weight: 400;\"> analysis section. You can download your complimentary copy of the report <\/span><a href=\"https:\/\/www.pacificprime.com\/cohi-2018\/download\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<div class='code-block code-block-5' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.hk\/compare-quotes\/step-one\/?campSource=PPHK-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=Blog_Banner&utm_content=general\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1283\" src=\"https:\/\/i0.wp.com\/www.pacificprime.hk\/blog\/wp-content\/uploads\/2022\/12\/WP-Banner-revamp-final-20221207_5.-General-final.jpg?resize=700%2C303&#038;ssl=1\" alt=\"General insurance banner\" width=\"700\" height=\"303\" data-recalc-dims=\"1\" \/><\/a><\/p><\/div>\n\n<h3><span style=\"font-weight: 400;\">What\u2019s driving the <\/span><span style=\"font-weight: 400;\">cost of private health insurance in Hong Kong<\/span><span style=\"font-weight: 400;\">, and worldwide?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The key drivers behind the changes in IPMI premiums in 2018 as identified in our report are as follows: <\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Increased demand for international quality private care<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The increased cost of healthcare<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Increased regulation<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Continued challenges with fraud regulation<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">These factors largely remain unchanged from <\/span><a href=\"https:\/\/www.pacificprime.hk\/guides\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">our previous COHI reports<\/span><\/a><span style=\"font-weight: 400;\"> and have continued to be the main drivers behind IPMI premiums. In Pacific Prime\u2019s opinion, the increased cost of healthcare is the most significant driver behind IPMI premium increases, since these two are linked. To learn more about our findings, and for detailed analysis of the key factors standing behind insurance premium increases, get a free copy of our <\/span><a href=\"https:\/\/www.pacificprime.com\/cohi-2018\/download\/\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400;\">Cost of International Health Insurance 2018 Report<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">.<\/span><\/i><\/p>\n<h2><span style=\"font-weight: 400;\">The <\/span><span style=\"font-weight: 400;\">cost of private health insurance in Hong Kong<\/span><span style=\"font-weight: 400;\"> in 2018 is the highest in Asia<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Hong Kong is ranked as the 2nd most expensive country to obtain health insurance worldwide. With the average <\/span><span style=\"font-weight: 400;\">cost of private health insurance in Hong Kong<\/span><span style=\"font-weight: 400;\"> in 2018 being USD 12,927, Hong Kong is also the most expensive country in the Asia region. The most expensive country, the US, has an average cost of USD 23,120, which is 44.1% costlier than Hong Kong&#8217;s average. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">On average, <\/span><a href=\"https:\/\/www.pacificprime.hk\/health-insurance-plans\/individual\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">individuals in Hong Kong<\/span><\/a><span style=\"font-weight: 400;\"> have to pay USD 6,432 per annum, while those in the US pay about USD 11,942. Private <\/span><a href=\"https:\/\/www.pacificprime.hk\/health-insurance-plans\/family-health-insurance\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">family plans<\/span><\/a><span style=\"font-weight: 400;\"> cost on average USD 18,494 in Hong Kong per annum, and around USD 34,298 in the US. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">The second most expensive country for health insurance in Asia &#8211; and fifth most expensive worldwide &#8211; is China, with an average cost of USD 9,639. Average plan premiums in China are 58.3% cheaper than plans sold in the US, and 14.2% less expensive than plans in Hong Kong.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Get a free copy of the <\/span><i><span style=\"font-weight: 400;\">Cost of International Health Insurance Report 2018<\/span><\/i><\/h2>\n<p><span style=\"font-weight: 400;\">Find out what you can expect to pay for international health insurance around the world in Pacific Prime\u2019s complimentary <\/span><a href=\"https:\/\/www.pacificprime.com\/cohi-2018\/download\/\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400;\">Cost of International Health Insurance 2018!<\/span><\/i><\/a><span style=\"font-weight: 400;\"> It\u2019s free of charge, and an essential read for anyone interested in health insurance. Not only can you compare the <\/span><span style=\"font-weight: 400;\">cost of private health insurance in Hong Kong<\/span><span style=\"font-weight: 400;\"> with 99 other countries in our rankings, but also find out about the approximate prices of medical plans worldwide. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re interested in a personalized plan quote, head over to our <\/span><a href=\"https:\/\/www.pacificprime.hk\/compare-quotes\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">online quotation tool<\/span><\/a><span style=\"font-weight: 400;\">, or <\/span><a href=\"https:\/\/www.pacificprime.hk\/contact-us\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">contact us directly<\/span><\/a><span style=\"font-weight: 400;\"> and book a free chat with one of our insurance advisors today!<\/span><\/p>\n<div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.hk\/compare-quotes\/step-one\/?campSource=PPHK-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=Blog_Banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1279\" src=\"https:\/\/i0.wp.com\/www.pacificprime.hk\/blog\/wp-content\/uploads\/2019\/06\/HK-BANNER-Couple.jpg?resize=700%2C303&#038;ssl=1\" alt=\"Get a quote banner\" width=\"700\" height=\"303\" data-recalc-dims=\"1\" \/><\/a><\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Are you wondering what is the cost of private health insurance in Hong Kong in 2018? You are in the right place to find out! Pacific Prime Hong Kong is pleased to announce the release of the Cost of International Health Insurance Report &#8211; 2018. \u00a0Our latest report looks at the average cost of private &#8230;<\/p>\n","protected":false},"author":14,"featured_media":1773,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Learn how much you'll have to pay for private health insurance in Hong Kong in 2018 ->","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2},"_links_to":"","_links_to_target":""},"categories":[3,2],"tags":[793,790,390,1038,46,588,592,791,296,1039],"class_list":["post-1770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-insurance","tag-ban_fam","tag-ban_gen","tag-cohi","tag-cohi-2018","tag-cost-of-health-insurance","tag-cost-of-international-health-insurance-in-hong-kong","tag-cost-of-international-health-insurance-report","tag-cta_gen","tag-health-insurance-plans","tag-private-health-insurance-in-hong-kong"],"jetpack_publicize_connections":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The cost of private health insurance in Hong Kong in 2018<\/title>\n<meta name=\"description\" content=\"Learn the cost of private health insurance in Hong Kong in 2018! 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HK SAR is the 2nd most expensive country in the world to get private medical coverage.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.hk\/blog\/cost-of-private-health-insurance-in-hong-kong-2018\/\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime Hong Kong&#039;s Blog\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-17T09:15:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.pacificprime.hk\/blog\/wp-content\/uploads\/2018\/09\/COHI-Report-1140x495.jpg?fit=1140%2C495&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1140\" \/>\n\t<meta property=\"og:image:height\" content=\"495\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"elwira\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"elwira\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The cost of private health insurance in Hong Kong in 2018","description":"Learn the cost of private health insurance in Hong Kong in 2018! 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